ACCIDENT & INJURY COVERAGE
Your Safety Net for Life’s Unexpected Moments
Despite the coverage provided by OHIP and group insurance plans, individuals often face significant out-of-pocket expenses when they get sick or injured. These unexpected expenses can quickly add up, impacting the financial wellbeing of individuals and their families. Being prepared with an Accident and Injury supplemental coverage can help mitigate these costs and provide peace of mind during challenging times.
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Who Needs This Coverage?
Parents and Guardians: Protect your children and dependents with financial security in case of an accident.
Primary Breadwinners: Ensure your family maintains their standard of living even if you can’t work due to an accident.
Frequent Travelers: Enjoy peace of mind with international coverage, perfect for those always on the go.
Active Individuals: Whether you engage in sports, outdoor activities, or have a physically demanding job, our policy offers protection against injuries.
Self-Employed and Gig Workers: Get reliable coverage without relying on employer-provided insurance.
Seniors and Retirees: Stay protected against accidental injuries, which can be more common as you age.
Anyone Seeking Affordable Coverage: This policy is guaranteed renewable and affordable, with premiums starting as low as $30.
Act Now!
Don’t wait for an accident to happen. Protect your loved ones and secure your future today with the Accident and Injury Policy. Contact us now to learn more and get started!
HOSPITAL CONFINEMENT INDEMNITY COVERAGE
Your Safety Net for Life’s Unexpected Moments
Do I need hospital indemnity insurance? Is it worth it?
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Hospital Confinement Indemnity Coverage is an essential safety net for working families, especially considering that most employees in Canada only have 3-5 paid sick days per year. When an unexpected hospital stay occurs, the financial strain can be overwhelming, as those limited sick days quickly run out. This coverage provides a fixed daily benefit for each day you are confined in a hospital, helping to cover costs that your primary health insurance might not. By supplementing the lack of paid sick days, this policy ensures that you can focus on recovery without the added stress of lost income. With premiums starting as low as $50, it’s an affordable way to protect your financial stability and peace of mind during challenging times.
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Things to consider:
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State of your health — how likely is it that you (or a family member) will be hospitalized?
The comprehensiveness of your employer-provided — what gaps in coverage might be left in the event of a hospital stay?
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Your ability to cover unexpected expenses — do you have emergency funds available?
Cost of the hospital indemnity plan over time —how much will you pay in premiums over a year or a decade vs. potential benefits you might receive?
Act Now!
Don’t wait until it’s too late. Hospital stays can happen unexpectedly, and the financial impact can be overwhelming. With premiums starting as low as $30, securing this essential coverage is both affordable and smart. Plus, our policy offers flexibility in coverage to tailor the benefits to your specific needs.
Get Started Today!
The Accident and Hospital policy pays cash benefits for accidental injuries. This policy is guaranteed renewable and cannot be canceled as long as premiums are paid on time.